Advisory & Facilitation

Project Finance Advisory

A project lender underwrites the cash flow the project will generate, not just the promoter’s balance sheet — which means debt service coverage ratio (DSCR), promoter contribution, and the moratorium period built into repayment decide bankability before the DPR is even finalised. We work through that structure with you first, then take it to lenders who fund your sector at your scale.

DSCR and promoter contribution decide bankability before scale does

Most institutional lenders want average DSCR above roughly 1.2–1.5x over the repayment period, and a minimum promoter contribution — commonly 20–25% of project cost — before they fund the rest as debt. A moratorium during construction defers principal, sometimes interest, until the project starts generating revenue; get that period wrong against the actual commissioning timeline and the first repayment falls due before cash flow does.

Project profile assessment — sector, scale, location, promoter background
Financing structure advisory — debt-equity ratio, tenure, moratorium, repayment profile
Lender identification — banks, NBFCs, or DFIs appropriate for the project type and size
DPR / TEFR documentation support — financial projections, CMA data, project cost statements
Application preparation and submission to shortlisted lenders
Follow-up through technical appraisal, credit sanction, and documentation stages
Disbursement coordination — progress-linked or milestone-based tranche support

What usually goes wrong

Project cost estimates get built on optimistic revenue ramp-up assumptions, and when actual commissioning slips by even a few months, the DSCR calculated at sanction no longer holds. Lenders re-underwrite on the real numbers, not the original projection — building a realistic delay buffer into the DPR upfront avoids a renegotiation later.

Advisory Areas

Industrial & Manufacturing Projects

Term loan facilitation for greenfield and brownfield industrial units — manufacturing plants, processing facilities, and capital-intensive production setups requiring long-tenure structured credit.

Infrastructure Project Loans

Advisory on project finance for infrastructure development — roads, logistics parks, warehousing, and public utility infrastructure under applicable government and institutional lending frameworks.

Commercial Real Estate Finance

Structured credit facilitation for commercial real estate developers — construction finance, project loans, and lease rental discounting advisory across banks and housing finance companies.

Renewable Energy Projects

Advisory for solar, wind, and biomass energy project finance — including IREDA and NABARD scheme facilitation, techno-economic documentation, and lender introductions for clean energy developers.

Hospitality & Healthcare Projects

Project loan advisory for hotel, resort, hospital, and diagnostic centre developments — covering term loan structuring, project report preparation, and lender identification.

Detailed Project Report (DPR) Support

Guidance on structuring techno-economic feasibility reports and detailed project reports required by lending institutions — covering financial projections, cost of project, and means of finance.

Lender Identification & Application

Identification of appropriate lending institutions — public sector banks, NBFCs, SIDBI, NABARD, IREDA, or PFC — based on project type, size, and sector, followed by application facilitation.

Debt Syndication Advisory

Advisory on multi-lender debt structures for larger projects — consortium lending arrangements, lead bank identification, and coordination with multiple financial institutions.

Eligible Project Types

Project finance is suited to capital-intensive ventures with identifiable future cash flows or assets. Common project types we advise on include:

Greenfield and brownfield industrial manufacturing units
Commercial real estate — offices, retail, and mixed-use developments
Renewable energy installations — solar, wind, and biomass
Healthcare facilities — hospitals, clinics, diagnostic centres
Hospitality — hotels, resorts, and serviced accommodation
Logistics, warehousing, and cold-chain infrastructure
Education infrastructure — schools, colleges, and training centres
Agro-processing and food processing units

Bharat Finsol provides advisory and facilitation services only. We do not lend money, underwrite projects, or guarantee loan sanction or disbursement. All credit decisions, interest rates, tenure, and terms are solely at the discretion of the relevant lending institution. DPR and TEFR support is advisory in nature and does not constitute a certified appraisal.

Discuss Your Project

Share your project details — sector, scale, and current stage. We will assess the most appropriate financing structure and lender pathway.

Related Services

Business Loans MSME Loans Working Capital Government Schemes Startup Finance

Loading…

Project Finance Advisory

DSCR and promoter contribution decide bankability before scale does

Project profile assessment — sector, scale, location, promoter background

Financing structure advisory — debt-equity ratio, tenure, moratorium, repayment profile

Lender identification — banks, NBFCs, or DFIs appropriate for the project type and size

DPR / TEFR documentation support — financial projections, CMA data, project cost statements

Application preparation and submission to shortlisted lenders

Follow-up through technical appraisal, credit sanction, and documentation stages

Disbursement coordination — progress-linked or milestone-based tranche support